--- title: Residential Solar Financing | Home Solar Panels Cost | Sunisland Energy description: What Houston, Texas, area homeowners need to know about the cost of solar panels and solar financing from Sunisland Energy image: https://www.sunislandenergy.com/hubfs/Image/sunshineHouses.jpeg --- Ready to talk solar? Give us a call any time at [(281)741-0423](tel:281-741-0423)! [![Sun Island Energy logo](https://www.sunislandenergy.com/hs-fs/hubfs/IMG_1850.png?width=828&height=513&name=IMG_1850.png "Sun Island Energy logo")](https://www.sunislandenergy.com/?hsLang=en) - [RESIDENTIAL](https://www.sunislandenergy.com/solar-panels-for-home) - [DETACH & RESET](https://www.sunislandenergy.com/solar-panels-for-home) - [RESIDENTIAL FINANCING](https://www.sunislandenergy.com/residential-financing) - [COMMERCIAL](https://www.sunislandenergy.com/commercial-solar-installation) - [SERVICE AREAS](https://www.sunislandenergy.com/houston-solar-panel-installation) - [RESOURCES](https://www.sunislandenergy.com/blog) - [ABOUT](https://www.sunislandenergy.com/best-solar-installers-near-me) [CONTACT US](https://www.sunislandenergy.com/residential-financing#get-estimate) [CONTACT US](https://www.sunislandenergy.com/residential-financing#get-estimate) ![sunshine and Houses](https://www.sunislandenergy.com/hubfs/Image/sunshineHouses.jpeg) # Residential Financing **One of the first things many people think of when it comes to adding a solar power system to their home is the cost.** It's a natural thought but one that shouldn't worry potential solar buyers. Sunisland has a variety of financing options to help make getting your new solar power system up and running much more affordable. Let's take a closer look at the dollars and cents of solar financing. ### HOW MUCH ARE SOLAR PANELS IN TEXAS? The price of buying solar panels and installing a home system will naturally vary by the size of the system, with more expansive systems that provide large amounts of power costing more than modest ones of just a few panels. Here are [some typical average costs (including installation) for Texas.](https://www.energysage.com/local-data/solar-panel-cost/tx/)  Overall, Texas is roughly average when it comes to total solar power system costs compared to the rest of the country. #### 3 kilowatts $8,000-8,500 Contact #### 5 kilowatts $13,500-14,500 Contact #### 7 kilowatts $19,000-20,000 Contact #### 10 kilowatts $27,000-28,000 Contact #### Ready to get started? [SPEAK TO A SOLAR SPECIALIST](https://www.sunislandenergy.com/residential-financing#get-estimate) ### ARE THERE TAX BREAKS FOR NEW SOLAR POWER SYSTEMS? #### **Yes!** Homeowners can take advantage of a [generous 30% federal tax credit](https://www.energy.gov/eere/solar/homeowners-guide-federal-tax-credit-solar-photovoltaics) on any installation from now through 2032. This credit can be claimed regardless of the system's size and covers labor, energy storage devices, and even some sales tax. This can potentially save owners thousands of dollars. Keep in mind this is a credit, not a deduction, meaning that every dollar claimed on the credit directly reduces the real taxes you owe by a dollar. ##### **There are State and Local Solar Benefits, Too!** While Texas doesn't offer any solar tax credits of its own many local utility companies or cities may offer incentives, the Lone Star State does prohibit renewable energy infrastructure (like solar panels) from being included in the assessed value of a property. This means owners can be sure that their property taxes won't jump because of the value added by the system. That value is nevertheless real, making your home more attractive to potential buyers should you ever need to sell. ![trees and solar panels](https://www.sunislandenergy.com/hubfs/Image/trees%20and%20solar%20panels.jpeg) ### WHAT TYPES OF FINANCING CAN I GET? Luckily, if you qualify, it is zero down. There are aslo numerous financing options, from Sunisland's programs to the many other lenders out there. ![Sunisland Enegy logo](https://www.sunislandenergy.com/hs-fs/hubfs/Image/logotile.png?width=550&height=402&name=logotile.png) #### SUNISLAND ENERGY LOANS Why not get your financing directly from the trusted folks who designed and installed your system? Sunisland Energy offers flexible financing tailored to your needs. Some plans even offer $0 down payments and no payments for the first year! Imagine a year of energy savings before you have to lay out a dime toward your system. Sunisland's goal is to make sure everyone can afford clean energy. ![banker and customers](https://www.sunislandenergy.com/hs-fs/hubfs/Image/bankerandcustomer-1.jpg?width=800&height=533&name=bankerandcustomer-1.jpg) #### PERSONAL LOANS Personal loans can also provide a good option for smaller to medium-sized loans. Typically, no collateral (like your car or house) is needed, with approval based on your credit and income. Funding is usually quick and relatively simple. While they offer lower interest rates than consumer credit like credit cards, they're still relatively expensive as far as loans go. Loan payback terms can be flexible, from as little as a few months to 5-10 years. ![house with solar panels](https://www.sunislandenergy.com/hubfs/Image/Home%20page/26745232-Unknown.jpg) #### HOME EQUITY LOANS/HELOC Those who own a home that's appreciated in value or that otherwise has a lot of equity can cash in on some of this value with a home equity loan or home equity line of credit (sometimes known as a HELOC.) These are great options for relatively low borrowing costs and make particular sense when the money is being reinvested back into your home, increasing its value. While a home equity loan is a one-time lump payment, a HELOC is a revolving source of credit that can be repaid and later borrowed from again for future home improvements or other uses. ### SUNISLAND ENERGY IS MAKING HOME SOLAR AFFORDABLE Installing a new solar energy system may seem like a huge expense, but in reality, it can be far more affordable than you think. With the help of federal tax credits and solar financing, clean energy is more attainable than ever for homeowners across Texas. Contact Sunisland Energy and get a free quote to start your solar energy journey today! [![Sunisland Energy logo](https://www.sunislandenergy.com/hs-fs/hubfs/SIE_whitelogo.png?width=800&height=438&name=SIE_whitelogo.png "Sunisland Energy logo")](https://www.sunislandenergy.com?hsLang=en) 12280 Broadway St, Unit 4124 Pearland, TX 77584 [(281)741-0423](tel:281-741-0423)[tel:346-907-5727](tel:346-907-5727) We are a black-owned business in Houston, Texas that is on a mission to bring the power of solar to our residential and commercial communities. - [RESIDENTIAL](https://www.sunislandenergy.com/solar-panels-for-home) - [RESIDENTIAL FINANCING](https://www.sunislandenergy.com/residential-financing) - [COMMERCIAL](https://www.sunislandenergy.com/commercial-solar-installation) - [SERVICE AREAS](https://www.sunislandenergy.com/houston-solar-panel-installation) - [RESOURCES](https://www.sunislandenergy.com/blog) - [ABOUT](https://www.sunislandenergy.com/best-solar-installers-near-me) ###### LEAVE A REVIEW [![gmb-logo-300x300](https://www.sunislandenergy.com/hs-fs/hubfs/Sun-Island-Energy_Sep2022/images/gmb-logo-300x300.webp?width=40&height=40&name=gmb-logo-300x300.webp)](https://www.google.com/search?rlz=1C5GCEM_enUS1010US1010&q=SunIsland+Energy+Pearland&si=AC1wQDAjJ8oRvNXHnN4UeD0TNg1RI9jH_YrDo7Xn4YuANY1GXBKVkdXXsjygkAgtDjzYpvkdUEcKHMw4LpfhtcsmCvlRlWZPL4GI8684UKZvCG3dtseerl9nlOK5UVQBZQFaavTwAMN50hk3AfePGD0NpqaCd8I2GtHD--u7alWXPDAGEurnWei9TYVkRXX0Qy4JK7G-g6nixOEm8ElKN9Lg6qpUwi2h6ZjhmZN_HfMHnF942tJ5-pg%3D&sa=X&ved=2ahUKEwi_-4eQmMT6AhXjEVkFHcl-CDcQ6RN6BAgrEAE&biw=1705&bih=875&dpr=2) [![Facebook_Logo_(2019)](https://www.sunislandenergy.com/hs-fs/hubfs/Sun-Island-Energy_Sep2022/images/Facebook_Logo_(2019).png?width=40&height=40&name=Facebook_Logo_(2019).png)](https://www.facebook.com/profile.php?id=100067176926654&sk=reviews) © 2026 Sunisland Energy. All Rights Reserved. Some electrical and mechanical work may be subcontracted to contractors licensed by the State of Texas. [Privacy Policy](https://www.sunislandenergy.com/privacy-policy?hsLang=en)